(photo taken this afternoon, just minor accident only but MCB, they jammed up the whole Greenlane and Scotland Road. There are more tow truck operators, busybodies than the actual parties involved in the accident)
There are two very ‘dependable’ services in life. They are like the sun and the moon which constantly rise and shine. One is the undertaker. If you or your relative is dying, an undertaker is always at hand. You can bet on that. Long before you relative is dead, they would probably have passed you their calling cards.
Another ‘dependable’ service is none other than the tow truck services after a motor vehicle accident. With the speed of lightning, faster than Superman, some Ah Beng or Muthu is sure to be there, talking into their walkie-talkie and handing you their card.
In a chaotic situation, they are like some knights in shining armor, riding on a white horse. But chup, waitaminit. Don’t get conned. Most time, minor accidents can be settled by ourselves. So, just tell the Ah Bengs to fark off and tell them ‘Wa lang ka ki eh settle.’ (we settle it ourselves) You need to repeat like 10 times before the flies buzzed off.
I like this blue hair Ah Beng. Photo taken on the day of the tsunami in 2004. KS Tang told me he is the tow truck services Ah Beng. These chaps here certainly know all the lubang (tricks) on claiming insurance and etc.
BTW, in case some of the younger drivers do not know about NCB (it is not ‘no chee bye’ but No Claim Bonus, ok?), let me explain a bit. If you own a vehicle, you need to get either a third party or first party insurance. 3rd party is cheap but doesn’t cover the repairs of your own car. First party yearly premium is much more expensive but will cover your repairs. If you never get into any accident for a few years, they will give you a discount for the premium. Which is call NCB.
For e.g. like me, our car is in my name because my atm had crashed a few times and the car was repaired for thousands of RM. So if he owns a car, the premium will be high. Therefore, if we ever get a Ferrari, it will also be in my name.
Referring to my son’s collission with the van, one of my readers had sent me an email to highlight what happened to her. Mizz_Angie had an encounter with a nasty, snakey fler who knocked into her car. Do read about it.
Mr Policeman said, if he didn’t write (LIE) in his report that my car reversed, then I would win the case. So my thoughts at that moment were, if I were to bang someone one day, all I have to write in the report is that the person reversed and hit my car instead?!? So there you go, a tip for all of you out there.
Meanwhile, another reader, Nigel also met some busuk kaki (cheats) who tried to pin the blame on him and butcher their police report.
We went to make a police report and the other party was found to be guilty. Although later when i read his report, he tried to pin the blame on me.
I called my insurance agent and he said that i could claim from my insurance first and to let the insurance company handle the claims with the offenderâ€™s insurance. So, thatâ€™s what i did. I took my car to my panel workshop had it repaired and 2 months later i also got a cheque from the other guyâ€™s insurance company for â€œLoss of usageâ€ of my car.
So, now we know that there are lots of cheats out there who will try to do everything to get away from their responsibilities and even dare to lie in their police reports. And not to mention that all the too-eager tow truck services who are very excited you got into an accident because it means huge commission for them. I just wonder….. if there is a life and death situation, would the tow truck services paused to save lives or do they stand there to mark their territories (to avoid another tow truck company operators from grabbing their business)?