There is this article in the paper about the police’s proposal to amend the Money Lending Act 1951 to penalise the borrowers who borrow money from illegal, unlicensed money lenders. We call it loan sharks or Ah Longs. If you don’t pay them the huge ransom of what they call interests, they will first paint your house red, then your puppy, then your wife and kids.
Firstly, does it make you wonder why most of these are Chinese? Why there are only Ah Long and no Sulong? I will tell you why. Our Muslims friends have this faith where they leave everything in the hands of God. You have heard, Rezeki tu Tuhan yang bagi? So good or bad, rich or poor, they surrender their fate to Allah. However, this is not the case some of the time because there are so many ‘Bayar Bulan’ scheme whereby people can buy a house including the furnitures, go for holidays and just practically do anything without paying a down payment. They will soon get into trouble as well.
But for most Chinese, their god is money. Like a certain young relative of mine. All 20 years old, with very little education, she thinks she can make it rich by being some lamb berger (spelling error intended) retailer. So, she borrowed from her father, money he had laboured for, she got the husband to borrow from the uncle…In the end? Kapish! Money gone, marriage gone, house mortgaged…zilch.
Do these sort of people learn? Nay…they will brush it off with the reasons that the stars aren’t aligned, fengshui not good, they prayed to the wrong god, Chinese zodiac not agreeable yadda yadda yadda and round the mulberry bush they go. Each time sinking deeper into the quicksands.
I feel many of us younger generation Chinese have lost our roots. The one where our forefathers worked hard in the hot sun to tap rubber, mining tin, become kuli…etc. Many feel they are all tycoons and Bill Gates in the making without taking a good look at themselves in the mirror. So, they got into gambling, shares trading and all sorts of get-rich-quick schemes. Many are lured into those business where they promise you ‘No need to work, just invest some money and sit back and see your money grows.’
So, do you think implementing the law is going to stop these people? Nay…now they are caught between the devil and the deep blue sea. It just means they will go die faster, whether to cut their wrists, kill all their children, stuff their car exhaust fume into their car and wait to run away to the netherworld. Oh ya, talk about the netherworld. I am pretty sure these screwed up people are going to believe that if their remaining relatives burn enough silver papers for them, it will elevate them from out of hell and into heaven as well. So, that’s why they run away to the netherworld. The great escape where they still get to eat boiled chicken on every 1st and 15th of the month.
The only way to stop the problem is for the majority of Chinese to stop and think. Work, never borrow and stop being so greedy. Religion is the answer.