My dear atm came home today and passed me a cheque with a big sum which is his compensation for some stuffs. So, I look at it and am not amused because it is very weird for him to give me a cheque payout in my name for that big amount.
So, the conversation was something like this:
Me : Wuah…so much. Give me? You no scared tomorrow I suddenly run off with some man and disappeared with your money?
He : *gives a ‘try it if you can’ lansi lanyong looks*
*smile at toddler and gives signal which means – heh, who will run away from that chubby face lah*
Me : You play-play issit? Paper only issit? Chey…bluff me.
He : No lah…..what if suddenly I k.o in my sleep tonight? The Government will freeze the money in my bank you know?
Me : Huh, really? You mean whatever money in your bank, I cannot withdraw if you kaput-ed?
Now only I know. So, don’t play-play with your finances. Get joint accounts with your spouse and keep those big amounts in both your names. Write a will. Otherwise, you will be left with a huge headache of getting the legal papers drawn out etc.
So, our conversation led on to my forum member’s husband demise. My atm asked me if he is insured. Well, I do not know. He then, went on to tell me how much he is insured by his company and also his personal insurance. Again, I never bother to know such things because I always take for granted that I am going to kick the bucket first before him so that I don’t have to deal with being a lonely widow next time. Moreover, both my parents died young whilst his parents lived till past 70 years old. Still, what he revealed is a somewhat comforting to me. At least I know we won’t go hungry if *touch wood* anything happens. It may helped to get a kid or three to get through colleges and U.
He then told me about his colleague who suddenly woke up in the middle of the night and discovered he had Bell Palsy. Just like that, no warning and kena half his face which can or cannot be cured. (Bell palsy caused the face to ‘freeze’ like kena stroke)
So, yeah, don’t take things too much for granted. We never know what can happen. So wives, be smart. Prepare for all these eventualities. Just the other day, my close relative asked me to be witness to their will. For my atm and I, we have no properties but a miserable apartment and car. But those who have real estates and other properties, don’t take a risk.
If tomorrow never comes….