How much income does an average family in Malaysia need?

I am quite amuse. Really. Our DPM suddenly got the bright idea that :

Government servants can take five years’ unpaid maternity leave

This is in line with the Government’s objective to ensure that attention is given to children’s early education because with proper guidance, nurturing and love, the children will become better people,” he said.


But is this workable? In my opinion, these mothers who work, work because they need the money. They need the money because cost of living is going up, up, up and up. Can they survive five years without pay? For a moment, can our Government sit down and think of more workable plans? Maybe less mega-billion ringgit projects that eats up a huge portion of our country resources (and benefits only a few pockets) and provide the basic needs to our poor folks. Better medical care, cheaper education and less competitive nature education (i.e. cut down those blardy tuition).

The sad fact is the government has pushed too fast and too much developments that either turned into white elephants or ate up all the money. Parents have to go out and earn a living, leaving the kids who sometimes end up on the wrong side.

I got this email forward from my #2 son but I am not sure where he got it from. I would like to credit the person who calculate it.

michael loh
to me

show details
May 31
Let’s do some simple calculations here.

In Malaysia, the average family income
is RM3,000 /month (where father works, mother doesn’t).

I understand there are many families
whose monthly income does not reach RM3,000,
but, to make things simple,
let’s take RM3,000 as the figure. Ok
lah, right?

Okay, let’s start rolling with a family
which has
Papa, Mama, 1 daughter and 1 son. Just
nice – a moderate family ….

Calculation starts…

> > > Electricity and water bill:
> > > (No air-con, No home theatre, No
water heater … ok?)

> > > Phone bill ( Telekom):

> > > Meals for a happy family:
> > > (3 meals on RM25/day, RM25 for 4

> > > Papa tea time at work / during
working hrs: RM155
> > > (RM5/day, RM5 … can eat what?)

> > > Car repayment:
> > > (A proton saga aeroback, 7 yrs

> > > Petrol (living in city,
traffic-jam): RM300
> > > (go to work, bring son to school,
only can afford one car running)

> > > Insurance:

> > > (kids, wife and myself)

> > > House repayment:
> > > (low cost housing repayment for
30 yrs, retired still have to work to pay!)

> > > Tuition: RM80 (got that cheap meh? i don’t
think so)

> > > Older children pocket money @
school: RM20
(RM1/day, eat bread?)

> > > School fees: RM30
(enough ah?)

> > > School books and etc:
RM100 (always got extra to pay in

> > > Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA
one, expensive)

> > > Miscellaneous: RM100
(shampoo, rice, sauce, toilet

Oh wait!!! I have to stop here, so…

No cable tv,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend
(petrol expensive),
no chit chat on phone with
and etc…

Let’s use a calculator to total up…
WALAO EH! Sht! RM3,610 already…

EPF(super annuation) havent been
deducted, income tax as
well……..already RM3,610 …

How to survive lah ladies &

So, do you think this step in trying to build families by allowing the mothers to stop working for five years is workable? I tell you, I didn’t realise life is so depressing until I look at the basic needs of families. I am damn ‘ho mia’ (good life) because I never have to bother about income and expenditure and don’t have the faintest idea how much my utilities bills cost each month. Thank God, thank you, accountant loukong.

Remember, register as a voter and hope for a change. No more mega billion dollar projects and international fame when we cannot even feed our children properly.

23 thoughts on “How much income does an average family in Malaysia need?

  1. yaloh. very true in the calculation. That is also already very conservative calculation liao loh i think…

    and when i get back home, i see people buying stuffs and eating out like no body’s business… i also shocked – malaysian purchasing power so keng one meh? Later economy collapse again then die die…

  2. you are really quite ‘on’ eh? hehehe… good … good…

    one thing i wanna point out…. they allow so many of them on maternity leave for 5 years… they will need ppl to take over… they employ… then when these bunch of mothers turn… over-staff kau kau….

    wait… i think i just revealed their masterplan… oppss…

  3. That’s why I salute my dad who brought up 5 children with poor wages as rubber tapper + farmer, somemore can save for a house and our college educations. I probably make 10 times more than him on the surface value, but I don’t think I can afford to have 5 children and give them college educations!!

  4. agree. When I first heard the news, I wonder what’s the big deal? In fact, it is not five years of paid maternity leave, five years of unpaid leave… can survive meh? Simple maths also cannot do.

  5. WMD – Yalor, wanna be like angmohs style but dun give angmoh compensation lor.

    Bryan – Yayaya. obsessed with sizes. No wonder tongkat ali so good bisnes.

    leah – *nods head*

    zewt – Dunno why. God’s promptings lah. Hahaha.

    wahlau – They let loose the credit control and allow ppl to have as many credit cards as they want. All kind of bayar bulan shops are coming up. You can buy every darn thing with instalments. People spend more than they earn. So, mah wait for the doomsday lor.

  6. received the e-mail once too.

    my o.0,

    so these 5 years they live on “gov’s new micro-credit for stay at home civil servant mom” lo..easy-kan.

    They don’t pay up ‘mai’ easy-lo. blacklist lo, the “C-tos’ it lo. then SUE “C-tos” then get milions of compensation lo…

    then end of celita is no need to work stil get money lo…
    kkan, kan , kan??

  7. As a young parents myself with 2 kids, we just managed to breakeven on a gross household income of 10K living in KL. The bulk of the money goes to :-
    house instalement (terrace fancy showy Semi-D’s here)
    two protons.(maintenance & petrol)
    utilities/household groceries
    tuition fees
    nany fees
    kindergarten fees
    self drive local holidays (once or max twice a year)
    Income tax

    To live a comfortable live with better car, better house, better furniture, better kitchen, better utensils, better holidays….( I just look at my superiors)…you need a gross household income of RM30K…

    Sometimes….you can also buta buta Fatt Tatt like what happen to 3 friends of mine….due to Staff ESOS … change Car, one now shopping for second house and one immediately moved to a upmarket enclave…

  8. yalor.. sometimes I wonder how those who earns less than 1000 survive. especially those manual workers with the Majlis Perbandaran. They make about 850 per month. got wife and a whole buch of children because it’s against their religion to practise safe sex, yet some can still manage to drive cars!

  9. Those people who have a dozen kids then ask for donations in the papers should be NEUTERED ? SPAYED!

    Society shud not be burdened with raising kids. That is the responsibility of parents.

    People who cannot afford / are not willing to be responsible should NOT have kids!

  10. eh..i thought its 5 years off WITH pay ma…current maternity leave also with pay right? some more no work can increment 3 times…cilaka..i work 5 years, increment 1 time

  11. That’s a very very good calculation… In addition to that.. They didn’t add in the credit card bills.. haha..

    in this senario, they tapau already..

    Sometimes, I really wonder whether these people got brain or not.. Wake up lah!!! Simply set policies!!! Running the country like their own piggy bank.. But wait.. Oops.. It is their country.. What am I talking about.. ahah..

  12. nowadays a RM3000 a month for a single man is already not enough.

    pay insurance, car loan, saman, tol, petrol, house, give parents…

  13. Like that la Malaysia!! All those gemuk gedempol sweet potato looking ministers always talk without thinking. Either they really got no brain and therefore not capable of thinking or they are genetically born stupid! But whatever la.. a sure sign of stupidity la!

    Some more ah… Bank Negara recently declared inflation at 2%!! His head is 2% filled with brain maybe ler… 2% is the size of his kukuchiao compared to the rest of his body ler! Come on la… Fund Managers are placing our inflation at approximately 6% realistically… Bank Negara say 2%… 2% my ass! Say something like that, I cannot go fight for better increment la! Damn fedup with such cock crap!

  14. either way, i think all new moms should at least hv 1 year off work, paid leave, even its just 80% of total pay. that gives enough time for proper everything. 60 days so bloody short!

  15. My one cent opinion, our cost of living over the years really gone up. I used to work (15 years ago) on a salary less than 3K, but I manage to save. Now I depend on my hubby (his take away salary is 15K), and yet we still manage to get by. People thot 15k is a lot but staying in KL with 2 kids in private school, 2 cars and monthly bills plus credit card, I say not much leftover. When my hubby was in US (on assignment), company gave him around 9K and we live very much like ‘orang kaya’. Big bungalow house only cost 2K in rental, 2 cars which is considered luxury car in Msia, and we still managed to go holiday twice a year. In Malaysia if you have ASTRO you cannot get ‘aid’, what kind of mentality is this? If I have an option, I would rather live somewhere else. The only people who are rich in Malaysia, are our politicians.

  16. Oh boy!All the members in my church earn less than 3000. Most of us earn between 500 to 1800. We do feel poor but we have enough to eat, for kids to go to school. Of course, no fancy holidays or extra tuition or art or ballet or karate plus jeet kune do classes.we drive more than 12 years old cars and some of us drive company’s beat-up landrovers and landcruisers.

  17. KL cost of living is very high. I don`t think of working there . I much contend working here in Kuching,Sarawak.

  18. I am a tool design engineer from india (diploma) with 5 years of experience. in tool designind\g in bangalore-India. I have got a interveiw sheduled this weekend with an malaysian firm. I am 100% confident about the interveiw.
    I just wanted to know what is the minimum salary I can except from them or wht salary i should demand from them?

  19. Malaysia don’t need anymore over confident, under-educated, bengali like you. It’s cheap labor like you that depresses the local job market and thereby lowering wages and the local standard of living. We have far more qualified and experienced engineers here.

    This is the problem with Malaysia. We don’t buy local anymore. Yet we wonder how our blue collar fathers could raise 5 children and get them educated while we cannot even make a decent living with a college degree and a white collar job.

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