Evil delights and sweaty days ahead

I just came back from a friend’s father funeral. I had never met the dear gentleman before but nevertheless, funerals are good excuses to shed a tear or two, whether the deceased person means anything to you. Christian funerals always have that joyful, glorious farewell, like a grand finale to an excellent show.

It is a beautiful mass, with lovely hymns and encouraging homily from Father Fab. But what I am most glad is to find John in church today. Finally, he showed up. Came to sit next to me, and he is very sad because he told me his mother died recently. Anyway…I am relieved that he is fine.

Talking about death, it is very stupid of those banks which sell MRTA and insurance companies selling life insurance policies. (MRTA = Mortage reducing term assurance) My atm is super-tiu because all the insurance claims from his brother-in-law policies are now clogged up because the banks and the insurance companies are asking unnecessary documents and do not treat the death certificate as the valid document. My atm (aka husband lah) said he is going to complain to Bank Negara. He better do that now. If he kicks the bucket, I think I will take a parang and slay all those companies if they let me go run round and round like that. You know why? These companies want ridiculous documents like IC, birth cert, burial cert yadda yadda yadda….. Many of these documents have been surrendered to Jabatan Pendaftaran Negara when we apply for the death certs. It means the bereaved family has to go to the JPN, cremation centre, hospital etc to extract the original. Stupid, right? They gave a list and said the documents must be signed by the commissioner for oath. After my atm tiu-ed them, one officer said, “actually…..I (the officer) can also certify it.” Doh….what kind of system is this?

Now, what was my title again? Oh ya…evil delights. Sometimes, I have this evil desire to see someone really get into deep shits. A chronic money borrower who first borrowed from a woman whose husband was dying. Next, he knows she is going to get some insurance compensation ‘cos the husband is dead and he wants to borrow in advance. Now, the woman is so pissed, she refused to pass her policy payments through him because he had not been paying those premiums on time. (these people who pay their premiums through him are those from the lower income, no cheque, no transport to go down town to pay type, you know…)

Ahhh…I am waiting for the day when he get into so deep shits, no one can rescue him. No amount of advices from my atm works. And the most frustrating thing is, there are people that we cannot openly knock some senses into them because there are ties to be considered.

Sweaty days ahead because from tomorrow onwards, the electricity tariff is increasing. My accountant just made a big announcement on cost cutting because our electricity bill is anything between RM200+ to nearly RM400 per month. Aircond is going to be a luxury already. Base on my accountant’s calculation, on a regular bill of RM200, we may need to pay an extra RM50. Imagine if our electricity usage goes higher?

And due to the petrol price increase, my master sometimes suggest I get down from the car and wait for him to run his errands. Usually, I sit in the aircond car with the engine running while he goes about his stuffs at the bank, offices etc. I could surf from my mobile phone or read a book in peace and do not care how long he takes. But of course, I am not going to wait under some shades in the hot sun. So, I still sit in the aircond car and hope to get carbon monoxide poisoining soon. Then…glorious sleep…

11 thoughts on “Evil delights and sweaty days ahead

  1. I tried to switch off my car aircon while waiting for my sisters to finish work. Walao… my sweat drips like water flowing in the stream. Chiak lat… but iut is not safe for me to be standing alone at the ‘goh ka ki’. So many strangers staring later.
    Oh yes… during school time, we tot of the best way to die and die beautifully. It must be die while sleeping and die in the car getting too much of carbon monoxide seems to be the best way. 😆 Thinking back.. we so free and relax and can think about dying at such a young age.

    Choonies last blog post..Lion with *Pink* finger

  2. Read the MRTA policy whether you need to produce all those supporting documents. If yes, have to get them lor. If not,demand for settlement.

    Death cert also not good enough??? Then ask them wtf is a death cert? Which insurance company is this!!! Collect premium time very efficient. Payout time, so many procedures.

    Oh, I heard this particular firm is very slow in settling claims.

  3. My smart alec son asked me: “To save petrol, since your boss lives nearby, why don’t u take a lift from him to work..and if you need to come home earlier than him tell him to send u back first la”…Ahh, the innocence of youth!

    Puregluttoms last blog post..Bumbu Bali

  4. 9pek9bo – Yalor, siao you know? Must go to Batu Gantong crematorium and get the yellow copy of the burial certificate and get it certified true copy, get JPN for the original IC and bla bla bla. At least my SIL has my hubby (who was an ex-insurance salesman) and a lawyer to help. Some old people said their kids died for years already, still cannot claim because they need some police report etc etc. So kesian these illiterate people because they don’t what to do.

    pureglutton – Yahor, you should try and ask? Maybe then, your boss will sympathize mah…

    Snake Terence – One is the Unta bank, the other the prude insurance. Niamah, the fler (you know who lah), know how to sell insurance, poket the premiums until last minute baru pay, borrow money but when come to settlement, tok 3 tok 4. Then, never bother to help with the Unta bank claim, cause my atm to run around. One more thing, the unta bank got amssurance and ambank and amgroup. Both assurance and bank hor, told my SIL, tarak such policy on MRTA. Caused her to panic, last last the documents were with amgroup. Niamah, poor woman. The medical cert ok lah, cos they need to verify if the policy was bought before or after the cancer but the rest are bullshit lah. Death cert not considered valid.

    choonie – Yalor, we two so siao wan hor? Like this also can think of.

  5. Sometimes, I think it is better to buy insurance from someone you know very close than simply buy from any sales representative. Service after sale is very important. I seen many of this cases. Usually the person who sell insurance can really sweet talk you and when it comes to claim, tiada bunyi, bayang pun tak ada. The recent one is my lost Prado’s claim. Hubby had to run up and down to do the claim and the agent din do anything at all. Hubby decided to sit for the insurance test and buy insurance for his company and family through himself. Clever le… save some commission.

    Choonies last blog post..Copycat Caught Red-Handed

  6. Cikgu – Mission accomplished. Nay, the copycat wan.

    And hor, this one bukan sebarang orang but hor, the BIL lah. Lagi chialat. If not ah, I tiu till he dunno who are the ancestors liao lor. But this one, spit on the sky, kena my own face. So no choice, lagi constipated, can only pang one tiny sai.

  7. on the evil delights…you should be praying for him to live an extraordinarily long life, as in so old that he could not walk, could not see properly, could not hear properly, could not talk properly, could not eat properly and was sent to a home where he was ignored / tortured for the rest of his pathetic days…see? not so evil mah, wishing him a long life (but not necessarily healthy and happy one tho).

    The electricity tariff, aiya, easy onii, go to supermarket for free aircond, handwash your clothes (2-in-one lar, exercise and clean clothes!), sleep on the floor and blog at Starbucks or any other outlet with free wifi so you don’t use your own electric lor (just find a secluded corner and you don’t even have to order a drink!).

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