My money is mine, his money is mine too

I have a little dilemma. For some strange reason, my Paypal withdrawal did not go into my CHIMP bank like it should. So, I was a little bit pissed. You see, I have three bank accounts. Two of them are joint-names. We have joint name accounts, which is a ‘either or’ because in case one of us died, the other can just withdraw the money. Otherwise, it will be one messy hell of getting the paperworks done.

But I have one CHIMP bank which is only a single name. That’s where I channeled all my overseas income. I have this little private space where I stash my money as and when it flows in. Actually, I have two banks where the money goes to. One is my Paypal money, the other the Google Adsense.

So, I cannot withdraw my Paypal (which is quite substantial each month) into my CHIMP bank. I had no problem channeling them to AlRajhi but I need to pay USD5 for every transaction.

So, I told the man. Dear…I think I am going to need to open another bank account with MaybeBank lah. You see, my Paypal no longer needs to go to AlRajhi. It goes easily to MaybeBank.

He said, “Siao ah? Open so may account for what? UOB leh? UOB cannot ah?”

I retorted, “No, cannot. It is a our joint bank account.”

Haih…dilemma. I am very possessive with money I made. When it comes to money, I can get very angry. Like when he lent a huge sum to his sibling. Then, he also bought a car in his own name for another sibling. I don’t care if the money is not mine, but as far as I am concerned, they are my sons’.

So, for peace on earth, I always advocate a woman to make your own money, keep it in your name. If you cannot make your own money, at least suck your spouse dry.

And for those of you with mother-in-law, my dear married girlfriends ah, listen here properly. Get your husband to do a will and make sure he gives every single cent, property, insurance, EPF to you and only you.

Otherwise, should he die, do you know that your mother-in-law has a right to his money, assets and everything? Well, some mother-in-law maybe nice and give all to you without taking a cent. But there are families whose husband’s sibling will demand that you give to your mother-in-law who in turn will distribute it amongst themselves.

You think I am kidding you? No, it happens to someone. The husband is dead. She has two young children. Her mother-in-law prolly has very short self life. But the old lady’s other son is claiming the old lady’s share. It is sad, huh? 1/4 to her, 1/4 to wife, 1/2 to the children. That’s the law.

You can never be too sure with money. Make every cents is yours, yours, yours and yours alone. No share-share one, ok? Of course, if you spend, it is his money. If he spends it is our money. If he lends to the in-laws, it is my money and I get pissed.

Talking about spending money, I was a little guilty for spending RM2.2K in a handphone. So, I told him, “Actually, I don’t have to feel guilty about it cos I can easily cash out my Paypal and buy it. But I feel soooo guilty about that.”

No response.

Then, I continue, “Well, moreover, you never buy me anniversary gift lah, birthday gift lah, special day gift lah…So one lump sum buy a RM2.2K phone is nothing, right?”

He said, “Don’t worry, I will buy you one lump sum of gifts, all gifts, one shot. What else you need?”

Having been married for 21 years (well almost), I know where he is getting at. I told him, “Sorry wor, I am a Christian, we Christians don’t accept papers one.”

Oh well…that gives me more reason to spend, spend, spend. Life is short. Why keep so much? Jesus said, “Do not store up treasure for yourself on earth.” So, my Lord said, “Go tell everyone, that your Lord asks you to buy whatever you fancy.” (and as long as I channeled back my works for free)

Have a good weekend, you all!

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23 thoughts on “My money is mine, his money is mine too”

  4. Cannot agree with you more. No reason to store up so much money in life. Might as well spend them and enjoy while you still can. Upon death, nobody can bring money to the after-world. But then again, without money life is miserable. Nobody can bear watching their loved ones starve, suffer and then die just cause of the bo-lui issue. God must have spoken to us cause I just finished blogging (post concerning money) before I dropped by your blog. What a surprise. Keep writing and don’t stop till you drop dead. I love your honest ramblings about everything!!!

  5. Cannot agree with you more. No reason to store up so much money in life. Might as well spend them and enjoy while you still can. Upon death, nobody can bring money to the after-world. But then again, without money life is miserable. Nobody can bear watching their loved ones starve, suffer and then die just cause of the bo-lui issue. God must have spoken to us cause I just finished blogging (post concerning money) before I dropped by your blog. What a surprise. Keep writing and don’t stop till you drop dead. I love your honest ramblings about everything!!!
    Oops…forgot to say great post! Looking forward to your next one.

  7. “The husband is dead. She has two young children. Her mother-in-law prolly has very short self life. But the old lady’s other son is claiming the old lady’s share.”

    farq that other son!!!!!!!!! may he burn and rot in hell for eternity!!!

  9. sy – Ya, life is like that. In fact, it is always wise to get will done properly cos it is one helluva trouble to get the paperworks done after a death of a spouse. One cannot even sell a miserable, rusty motor-bike without going thru all the death certs etc etc. Last time, my sil too had so much problems but she is lucky my hubby helped. They even need the burial cert etc which means trips to the undertaker, crematorium etc.

  10. kbkb – Tks! Glad you are one of the matured ones who understand how important it is to differentiate between common sense and their foolish ‘love can solve’ all fluffy ideals.

  11. Lilian,

    This is kinda unrelated but I did not post the second comment at 6.51pm. That wasn’t me!!! Even the url is not mine. Is this a sign someone is somehow using my account?

  13. that mr. JS on ur FB, yer, so irritating like a woman who got her knickers all twisted up. kononnya want to make pre-nuptial like donald trump wor. ROTFLMAO!!!

  14. Najib the asshole, terence is not her husband lah. He is your GOD lah. You forgotten? You licked his balls and his ass wor.

    BTW, I am back from Kiasuland!!!

  17. Anyone can get the exact location for this IP before me, gets a reward. I am feeling generous.

    76.212.14.135

    Najib, I am coming to get you!!!

  20. The same advice I’ve been receiving from my mom and babysitter too;). I was still turun naik UMMC after my bro-in-law’s death to settle matters relating to the bill when my sister-in-law had the cheeck to ask about his EPF money (which total could not even settle a quarter of it). I gave her ‘kaw-kaw’ punya lecture. She does not live here and rarely comes back and does not really know what we had gone through. Tiba2 minta duit…sakit hati. Er..now not sure if this is related to your topic but I imagine if that happens to my husband hehe!

  21. mama22beas – Ya….the amount of paperworks to claim the money is crazy. If I am a distressed widow, I will kill myself instead of going through the paperworks, red tape, bureaucracy and whatnots. And the people who deal with these widows are awfully insensitive too. That’s why one must really get the will done properly or else very susah. Must go to Amanah Rakyat for help, pay them etc etc etc. Pening betul.

  22. Lilian,

    Thanks for the verification. I was worried I’d be blamed for things I did not do. =)

    And yes, I agree that the paperworks involved in the claims are mountainous and those peps are worse than crocs – being cold hearted and such. Some of the regulations are plain stupid and serves no purpose eg. Getting your vehicles tested for Puspakom even though it was only a transfer from my Dad to my Mum. I know the ‘procedures’ very well because I’ve just been through them and it was hellish. Your comment about the distressed widow really shot an arrow through my heart cause I worry about my mum very much. I went in her stead and gets all the *crap*. The will was done properly but still, there are insignificant morons who tried to act smart (in reality they want bribes to speed things up) that really makes you feel like hantuk dinding. These peps have no love at all. T_T

  23. Lilian, now this is what I call really good impressive writing. I love it! I will take your advice into ($) account. Hehe!

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